Mobile LoanSaver


“Apply for a LANDBANK salary loan through your mobile phone.” 

Developed by Voyager Innovations with the Land Bank of the Philippines (LANDBANK), the LANDBANK Mobile Loan Saver (LMLS) is the Philippines’ first-ever fully electronic and paperless salary loan service that allows qualified government workers with LANDBANK ATM payroll accounts to apply for loans by simply sending a text message through their mobile phones.

The service has received the following awards from various international award-giving bodies: Best in Core Banking and Best in Mobile Banking Initiative from the Asian Banking & Finance in Singapore; Process Excellence in Loans Origination from Retail Banking International in Singapore; Best Innovation in Retail Banking from the International Banker at the London Stock Exchange; and Finalist for the Consumer First award at the Mobile Ecosystem Forum (Meffys) in London.



Lendr is an end-to-end loans origination and loans management platform that you can access via your desktop or mobile device.

Lendr utilizes industry-grade and award-winning mobile technology platform in applying and processing any type of loan. This frictionless innovative solution enables and empowers Smart, Sun TalkNText, Globe, TM and other mobile network subscribers to have a one-stop loans shop showing all loan offers of all participating banks for faster, more convenient, dynamic, secure and engaging loan application experience.


Charge2Phone (C2P) is the country’s first sticker-based innovative card feature that allows contactless payments for over-the-counter purchases and online payments using your Smart or Sun mobile number. This innovation is brought to the Filipino consumer by three industry leaders: Citi Philippines, the preferred credit card in the country with a track record for innovation; Visa, the leading provider of payment solutions and technologies; and Voyager Innovations, the pioneer of mobile finance solutions.



Best NFC-enabled Service, Card & Electronic Payments International (Singapore)
Best Mobile Money, Meffys (London)
Innovation in Fintech, Meffys (London)*
Best Mobile Payment Solution, (London)*