“Apply for a LANDBANK salary loan through your mobile phone.” 

Developed by Voyager Innovations with the Land Bank of the Philippines (LANDBANK), the LANDBANK Mobile Loan Saver (LMLS) is the Philippines’ first-ever fully electronic and paperless salary loan service that allows qualified government workers with LANDBANK ATM payroll accounts to apply for loans by simply sending a text message through their mobile phones.

The service has received the following awards from various international award-giving bodies: Best in Core Banking and Best in Mobile Banking Initiative from the Asian Banking & Finance in Singapore; Process Excellence in Loans Origination from Retail Banking International in Singapore; Best Innovation in Retail Banking from the International Banker at the London Stock Exchange; and Finalist for the Consumer First award at the Mobile Ecosystem Forum (Meffys) in London.