A BSP-approved proprietary payment and collection one-way, point-to-point digital financial transaction to a pre-defined partner account or merchant without any subscriber mobile wallet. KasamaKA Microsavings was created in response to the BSP Circular 940 allowing, among others, the use of Cash Agents by BSP-supervised financial institutions to accept and disburse cash on the Bank’s behalf in connection to the deposit and withdrawal transactions performed by the customer on his bank account. KasamaKA Microsavings aims to narrow the financial inclusion gap by making financial access points widely available to every Filipino at the grassroots level.